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I was recently married ( june) My husband and I are buying a condo. I have a line of credit loan with my business partner that is outstanding. It was for a franchise. We plan on paying the loan after a lawsuit we are involved in settles. The debt was acquired by me before my marriage. My husband is not involved in the loan. My question is that if I were to go on the mortgage along with my husband can the bank place a lien on the property even though it would affect him as well and he had nothing to do with the outstanding loan ? Should I stay off the mortgage and just leave it in his name ?

I am a Filipino (hopefully looking for answers from any other filipino experianced in this matter) looking to either obtain a small business loan, state, government, or privatized funded grant, or other acquirable capital to buy into a small business that is essentially a franchise.

Not like a restaurant but a service company requiring ,000 capital for the equipment purchase. I would also need an additional -50,000 for overhead (building lease, advertising, uniforms, etc.).

I live in Texas if that is relevent. I do not have any of my own capital and or collateral. I rent my home and only have a vehicle paid off. I have dark brown curly hair, enjoy strolls on the beach and like to karoake……whoa, ok, now I’m going off on a tangent.

Anyways, any information would be greatly appreciated. And as I do on other questions, smart alecky remarks will be welcome as well….

~jaz~

Any ideas for generating business for water purification franchise? The business is new and getting off to a slow start. We could use any ideas to spread the word about the company, which sells water coolers, softeners, reverse osmosis, ect. Also any ideas on who to talk to to attain commercial accounts/accounts with new home builders?Specific advice for this line of business would be great, but any good ideas for generating business in general would be much appreciated!

I have been in retail what seems like a hundred years and am interested in the thought of owning my own business. But I do want to have som time for my family as we have 4 children at home and the 50 to 60 hrs a week I work as a store mgr for another retailer is getting old. Does anyone have any inside info on running a dealer store?

I would like to open a franchise or small business in early 2010. I am saving a lot of money per month, but want some input on tax-smart ways to accumulate the capital that I will need. It seems that the majority of ways to lower my adjusted gross income all involve locking away money until retirement age, which does not help me accrue capital now. Municipal bonds are great for the short term, but don’t have any tax benefits except on the interest that I earn… half beneficial. I need something or combination of things that will lower both my AGI and allow me to save for the less than five year term efficiently. Ideas??

I am currently not maxed in 401(k) but close, and am in the process of purchasing a home for the tax deduction.

Thanks Sincerely